Speaking on the afternoon of April 1, Deputy Director Tran Thi Ngoc Lien of the State Bank of Vietnam’s Region 2 branch said that as of March 31, total outstanding credit at credit institutions in the city was estimated at VND5,286 trillion (around US$200 billion), up 1.5 percent from the end of 2025 and 16.25 percent year-on-year.
Meanwhile, total deposits reached VND5,267.6 trillion, rising 0.1 percent compared to the end of 2025 and 13.92 percent from a year earlier.
According to Deputy Director Tran Thi Ngoc Lien, credit growth in Ho Chi Minh City has remained stable, with lending concentrated in production and business activities, helping support enterprises and drive economic growth.
Outstanding loans for small and medium-sized enterprises totaled VND1,224 trillion while those for agriculture and rural development accounted for VND576 trillion. Other key sectors included exports at VND157 trillion, supporting industries at VND64.5 trillion, and high-tech enterprises at VND3.1 trillion. Additionally, credit for export processing zones and industrial parks reached approximately VND305 trillion.
Regarding credit programs, the city’s market stabilization program recorded cumulative lending of nearly VND3.807 trillion from the start of 2026, with 37 participating enterprises.
The bank–enterprise connection program has continued to expand, with 19 commercial banks registering to join the 2026 credit package worth more than VND591 trillion, up 14.44 percent from the previous year.
For social housing, worker housing, and old apartment renovation projects under Government Resolution 33/2023, four out of 16 projects and five borrowers in Ho Chi Minh City have received disbursements. In addition, banks in the city have disbursed loans to three projects and seven borrowers outside the city.
Looking ahead, the State Bank of Vietnam’s Region 2 branch said it will continue to expand credit selectively, focusing on production and business sectors, priority industries, and key growth drivers, while maintaining strict control over lending to high-risk areas.
