

Automobiles using expressways nationwide have had to pay tolls via the electronic non-stop toll collection system (ETC) since August 1, 2022. This is an inevitable trend, yet there are many problems arisen when the system is truly in operation.
As smart phones are becoming increasingly popular to the public, the growth of practical mobile apps is something to be expected. These useful software pieces can satisfy all demands of users in their daily life activities, and are changing many habits of citizens now.
Digital applications are significantly changing how banks operate and making breakthroughs in business activities via overhead cost reduction. One such impressive application is the wide use of cashless payment in many countries, including Vietnam. Seeing a promising future in this aspect, banks in Vietnam are introducing various policies to boost the use of this convenient payment channel.
The approval of the Prime Minister in Decision No.316/QD-TTG on March 9, 2021 to the pilot scheme for the use of telecoms accounts to pay for small-value goods and services (Mobile Money) has attracted much interest of both experts in the fields of banking, finance, telecoms as well as the general public.
In the sensitive time of the Covid-19 outbreak, cash is considered a potential disease transporter in the community. To promote the habit of e-payment among the public in Vietnam, many banks and intermediary payment services are offering free transaction fee.
Thanks to their great convenience in transactions, e-wallets are growingly used in daily purchases all around Vietnam. This has led to a fierce competition among service providers, yet a wonderful chance for consumers to enjoy various benefits.
Vietnam Railways has just offered more methods of online payment via mobile e-wallets for buying train tickets.